Loans secured by assignment of the fifth

The secured loans are fixed rate loans, with repayment through constant monthly installments.

The main features of secured loans is that repayment of specific secured the loan "guarantees" provided by the customer, represented by the treatment of severance pay (settlement) of employees indefinitely from the capital or surrender of life insurance policies for self-employed.

The guarantees will allow their banks and financial lending secured on competitive terms with long durations, with great flexibility in assessing applications, even in the presence of any previous credit problems.

Within the secured loans are different types of products, each with special characteristics and targeting specific customer segments.

Types of secured loans
The assignment of the fifth of the salary is the most popular loans guaranteed and is characterized by the fact that the monthly repayment is deducted directly from the employer, and paid monthly financial institution. These forms of reimbursement, besides the obvious convenience, provides access to a loan without having to rely to a bank account.

For employees of private firms in size medium / large are available, other forms of guaranteed loan: the extra assignment and the voluntary transfer (the latter without deductions in their pay packets), which could achieve higher amounts than the sale of fifth. In addition, the Trust secured that loan, with payments supported by bills, allows all employees of private firms to borrow money without deductions even with credit problems.

For civil servants it is available on loans secured by proxy, the combined sale of the fifth to get the most important figures.

Finally, the self-employed is available on the guaranteed loan policy, which allows you to benefit from funding provided, as collateral the surrender value of his life insurance policy.